Commercial Auto Insurance

Drive With Confidence. Safeguard Your Fleet

From One Truck To An Entire Fleet. Operate With Security. Protect Every Mile From One Truck To An Entire Fleet.

For businesses that run on wheels, every vehicle is more than transportation, it is an essential part of daily operations. This is especially true in trucking and logistics, where moving freight safely and efficiently drives success. The same risks apply to construction crews, contractors, distributors, manufacturers, and service teams that rely on trucks, vans, or specialty vehicles. One accident can put employees, equipment, schedules, and your company’s financial health on the line.

That is why commercial auto insurance is one of the most important coverages a business can carry. At We Insure USA Brokerage, we specialize in protecting trucking and logistics companies and we provide tailored solutions for any business that uses vehicles to get the job done.

Who Needs Commercial Auto Insurance?

If vehicles are part of your business model, you need coverage. Industries we commonly serve include:

Trucking and Logistics: long haul, regional, and last mile delivery operations.
Construction and Contracting: heavy duty trucks, equipment haulers, and service vans.
Wholesale and Distribution: fleets delivering products to warehouses, retailers, or customers.
Manufacturing: company vehicles transporting materials, parts, and finished goods.
Retail and Service Based Companies: shops, offices, eateries, and other operations that own or manage multiple cars, vans, trucks, or delivery and service vehicles.

Whether you run one truck or an entire fleet, your business faces unique risks that require the right protection.

What Your Policy Can Include

Auto Liability to cover bodily injury and property damage
Physical Damage for collision and comprehensive on owned units
Motor Truck Cargo for freight and temperature control exposures
Trailer Interchange when hauling non owned trailers
Hired and Non Owned Auto for rented or employee used vehicles
Uninsured and Underinsured Motorist and Medical Payments
Rental Reimbursement and Downtime to keep you operating
Towing and Roadside options for rapid recovery
State and Federal Filings such as BMC 91X and MCS 90 as required

Compliance, Certificates, and Claims

Fast COIs so you meet shipper and job requirements without delays
Regulatory Support for USDOT, MC, and state specific filing needs
Claims Advocacy that coordinates with adjusters and keeps you informed

Cost Control and Risk Management

Driver and Fleet Review to strengthen underwriting and pricing
Telematics and Dashcam Guidance to help qualify for credits
Loss Trend Analysis to target preventable incidents and reduce total cost of risk

A Partner Who Understands the Road Ahead

We understand the day-to-day challenges of managing vehicles, drivers, routes, and compliance. We work closely with business owners, especially in trucking and logistics, to design affordable, customized policies that keep fleets moving and protect the bottom line. If vehicles drive your business forward, we will build a solution that protects your assets, controls costs, and gives you peace of mind.

Ready to roll with confidence?

[Request a Commercial Auto Quote]Talk to an Advisor